Financing your next ride
0% financing and $0 down payment options are available for qualified borrowers. C&T Carts works with multiple financing partners so you can choose the option that works best for you.
Choose your option
Financing partners
Select a financing partner below to learn more and complete an application.
Sheffield Financial
C&T Carts offers financing through Sheffield Financial. Complete the online application to explore available financing options.
Apply with Sheffield
Dealer Direct
Financing is also available through Dealer Direct. Use their online application to get started.
Apply with Dealer Direct
1st Franklin Financial
Less-than-perfect credit? C&T Carts also works with 1st Franklin Financial. Complete their application to explore available financing.
Apply with 1st Franklin
Magwitch
Looking for rent-to-own or flexible financing? Magwitch offers additional payment solutions for qualified customers.
Apply with Magwitch
Octane
C&T Carts also offers financing through Octane. Use the online application to explore available payment options and see what you may qualify for.
Apply with OctaneNeed help?
Not sure which option to choose?
Contact C&T Carts and tell us which vehicle you're interested in. Our team can help point you toward the financing option that best fits your situation.
Two locations
Financing questions?
Contact whichever C&T Carts location is most convenient for you.
Financing is subject to lender approval and individual lender terms. Available rates, down-payment requirements, promotions, and qualifications may vary by applicant and financing provider.